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Home Loan Comparison

Discussion in 'Home finance' started by real_buzz, Nov 22, 2011.

  1. real_buzz Moderator

    Home Loan Comparison is a must before your go for home loan. Home loan comparison plays a pivotal role in understanding home loan interest rates in India. So always compare motgages and use home loan comparison calculators. Compare housing loan to check their interest rates which is the most important part of housing loan schemes. Then check their processing fees and their prepayment charges. There are many websites which you cn use for loan comparison calculator.

    Here we are going to show you the current interest rates in Home loans in India. But check before finalizing the deal with any bank as they may offer you something better based upon your profile and credit score. In this chart you can compare home loan rates and this home loan comparison can be very useful for you to start your window shopping before you end up with your final banks. There are other banks also and we have tried to put accurate data but there might be some difference so readers are advised to verify data.




    State Bank Of India

    10.75%


    ICICI Bank

    Scheme I :10.50% (Fixed For 1 yr), Scheme II : 10.75% (Fixed For 2yrs), then 10.50% (Upto 25Lacs)
    Scheme I :11% (Fixed For 1 yr), Scheme II : 11.25% (Fixed For 2yrs), then 11%



    HDFC Ltd

    Scheme I : 10.75% (Fixed for 3 yrs )
    Scheme II : 11.25% (Fixed for 5 yrs )
    , After that 10.75% rate or then applicable rate.



    First Blue Home Finance

    10.50% (for Salaried / SEP), 11% (For Self Employed) (Upto 25Lacs), Then 10.75% (for Salaried / SEP), 11.25% (For Self Employed)


    LIC Housing

    Scheme I : 10.80%
    Scheme II : 10.70% (Fixed for 3 yrs)
    Scheme III : 11.15% (fixed for 5 yrs)



    AXIS Bank

    Scheme I :11.75% (Fixed for 20 yrs)
    Scheme II : 10.75% (Upto 25Lacs),Then 11%



    IDBI

    11% (Upto 25Lacs), Then 11.50% - 11.75%


    ING Vysya

    10.75%


    Standard Chartered

    10.75% - 11.25%


    DHFL

    11.50%


    Citibank

    10.50% (Upto 25Lacs), then 11%


    Deutsche Bank

    10.50% - 11%


    India Bulls

    10.50% (Upto 25Lacs), Then 11%


    Allahabad Bank

    12.75%


    Bank of Maharastra

    11.20%


    Central Bank of India

    11.75%


    Corporation Bank

    11.75% (Upto 25Lacs), then 12%


    Bank of India

    11% (Upto 25 Lacs), Then 11.75%


    Union Bank of India

    11.75%


    United Bank of India

    12.10%


    UCO Bank

    12.25% - 12.75%


    Bank of Baroda

    11.75%


    Canara Bank

    11.75%


    Oriental Bank of Commerce

    11.50%


    Kotak Bank

    11.25%( for Salaried), 11.50%( for Self Employed)


    Dena Bank

    11.15% (Upto 25Lacs), Then 11.75% - 12.25%


    Punjab National Bank

    11.75%


    Vijaya Bank

    11.50%


    Syndicate Bank

    11% (Upto 25 Lacs), Then 12.50%


    Indian Overseas Bank

    11.50%


    Barclays Bank

    11% - 11.25%


    Reliance

    11%


    Federal Bank

    10.78%


    HSBC Bank

    10% - 13%


    PNB Housing Finance

    10.75% (Salaried/SEP) , 11.25%(SENP)


    Development Credit Bank

    11.50%


    State Bank of Travancore

    11.25%


    Dhanalakshmi Bank

    12.25% (Uto 25Lacs), then 12.75%


    Indian Bank

    11.25%



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